Don't loose your home to late mortgage payments or delinquent property taxes! I specializes in helping those possibly facing foreclosure!
Nationwide roughly 20,000 properties go into foreclosure each month. It is important as a homeowner to address any issues regarding not being able to make mortgage payments immediately, before they get out of hand.
Once you begin to miss your mortgage payments the legal process of foreclosure may result. It is imperative that if you are falling behind on payments to contact the mortgage company immediately to discuss any payment options. If at anytime you feel that your mortgage obligations are too much of a burden you may want to consider downsizing homes or restructuring your debt. Contact Jerry L. Knightner for consultation regarding this situation.
Avoiding Foreclosure:
If possible pay all of your monthly obligations on time.
If you fall behind contact your mortgage company immediately and explain your situation.
If your mortgage company is unable to help by deferring or restructuring your loan, you may want to consider downsizing homes.
Don't wait too long to address any potential financial problems.
Contact Jerry L. Knightner for consultation.
Potential Alternative Options:
If you are facing foreclosure you may be able to apply for one of the following-
Repayment plan
Refinance the debt
Partial Claim (for FHA loans)- one time payment from lender to bring your mortgage current.
Pre-foreclosure sale- sale of the property before foreclosure.
Others… Contact the Jerry for consultation on foreclosure alternatives.
Beware of Scams:
Quick fix solutions that sound too simple or too good to be true may be just that. Don't try to sell your home without professional guidance and beware of investors who try to rush you through the process. Unfortunately there are people who may try to take advantage of your financial difficulty.
Precautions to Take:
Don't sign any papers you don't fully understand.
Make sure you get all "promises" in writing.
Beware of any contract of sale or loan assumption where you are not fully released from liability for your mortgage debt.
Don't try to sell your home without a professional.
Contact Jerry L. Knightner for guidance through this potentially complex situation!
